THE ROLE OF BANKS IN FINANCING AGRICULTURAL CO-OPERATIVES SOCIETIES IN NIGERIA
Sold By: Joe Project Store | Item Type: Project Material | Report this? | Attributes: 50 pages | 1-5 chapters | Amount: ₦5,000 | Marked useful: 3,876 times
Delivery: Within 24 hoursABSTRACT
This research project is a very crucial study on the Role of Nigeria Agricultural Co-operative and rural Development Bank. The study is motivated by the necessity to establish the extent of Agricultural Co-operatives.
To solve the research problem primary and secondary data was collected. The data were questionnaire and oral interview. The respondents comprised of personnel of the bank in organizing and presenting data collected, tables’ frequencies and percentages were used. Data analysis and interpretation give the following findings:
1. Criteria for granting loan to co-operative is that they have an account holder, have viable and bankable project and should be credit worthy.2. The impact of NACRA has been very much via FEAP, NACB through micro and macro loans and PBN loans to co-operatives3. Collateral Securities do not pose much problem to give facility to farmers.4. Insurance cover is necessary to cover some degree of risk involved co-operative failure.5. The level of response to wards loan facilities is very satisfactory.6. Loan management by co-operatives is very satisfactory.7. When loan is not repaid, the guarantors are involved and auction of any real estate mortgaged.
Based on the findings the researcher recommends that:
Banks should constitute a feasible alternative for providing financial assistance to support all efforts for further development of co-operative sector.
Banks should develop their farmers by allowing agricultural loan to cover all stages of agricultural production consultation of agricultural specialist by farmer if need be lending should be basically for agricultural activities.
The conclusion of the study is the role NACRDB has major contribution to make in field of agricultural credit. It has proved to be an important channel in providing financial services particularly, credit to small farmers.
TABLE OF CONTENTS
Title page
Approval page
Dedication
Abstract
Table of contents
CHAPTER ONE
1.0 Introduction
1.1 Background of the Study
1.2 Statement of Problem
1.3 Significance of the Study
1.4 Objective of the Study
1.5 Scope of the Study
1.6 Limitation of the Study
1.7 Research questions
1.8 Statement of Hypothesis
1.9 Definition of Terms
References
CHAPTER TWO
2.0 Review of Related Literature
2.1 Problems of Agricultural Finance and Credit in Nigeria
2.2 Agricultural Credit Policies in Nigeria
2.3 THE role of Financial Institution in Development of Agricultural finance
CHAPTER THREE
3.0 Research Design and Methodology
3.1 Area of Study
3.2 Sample and Sample Procedure
3.3 Instrument for data Collection
3.4 Validation of Instrument
3.5 Reliability of Instrument
3.6 Method of Data Collection
CHAPTER FOUR
4.0 Presentation and analysis of Data
4.1 Testing Hypotheses
4.2 Summary of Results
CHAPTER FIVE
5.0 Summary of Findings, Conclusion and Recommendations
5.1 Summary of Findings
5.2 Conclusion
5.3 Recommendations
5.4 suggestions for Further research
BIBLIOGRAPHY
APPENDIX
This material content is developed to serve as a GUIDE for students to conduct academic research
Find What You Want By Category:
Delivery: Within 24 hours
Advertise Here
For advertisement, call 08168958821
Not what you were looking for? Perform a search
What's your project topic?
Comment on Facebook:
Related Project Materials
- 1.
EFFECT OF INFLATION ON SOCIOECONOMIC STATUS OF HOUSEHOLD IN NIGERIA
CHAPTER ONE INTRODUCTION Background of the Study Globally, high inflation continues to be a significant unresolved matter. It is a prominent concer...More »
Item Type: Project Material | 54 pages | 814 engagements |
- 2.
AN ASSESSMENT INTO THE EFFECT OF FEDERAL STUDENT LOAN DEFAULT RATES: IMPLICATION FOR THE NIGERIAN EC...
CHAPTER ONE INTRODUCTION Background of the study The higher education system in Nigeria has seen significant growth in recent decades, with a risin...More »
Item Type: Project Material | 54 pages | 717 engagements |
- 3.
AN EXAMINATION OF THE CAUSES AND EFFECTS OF ECONOMIC MELTDOWN IN NIGERIA (AN ASSESSMENT OF TINUBU AD...
CHAPTER ONE INTRODUCTION Background of the Study Economic meltdown, sometimes known as an economic crisis, can be described as a state of economic slo...More »
Item Type: Project Material | 54 pages | 1,173 engagements |
- 4.
AN EXAMINATION OF THE EFFECTS OF ECONOMIC STAGNATION ON NIGERIA ECONOMIC GROWTH AND DEVELOPMENT (A C...
CHAPTER ONE INTRODUCTION Background of the Study It is well acknowledged by all citizens that Nigeria and other countries are currently experiencing a...More »
Item Type: Project Material | 54 pages | 909 engagements |
- 5.
AN IN-DEPTH INVESTIGATION OF THE IMPLICATIONS OF ECONOMIC STAGNATION ON THE LIVELIHOOD OF RURAL DWEL...
AN IN DEPTH INVESTIGATION OF THE IMPLICATIONS OF ECONOMIC STAGNATION ON THE LIVELIHOOD OF RURAL DWELLERS CHAPTER ONE INTRODUCTION Background of the St...More »
Item Type: Project Material | 54 pages | 870 engagements |
- 6.
AN IN-DEPTH STUDY OF WIDESPREAD HARDSHIP IN NIGERIA(AN EXPERIENCE UNDER TINUBU ADMINISTRATION)
AN IN DEPTH STUDY OF WIDESPREAD HARDSHIP IN NIGERIA(AN EXPERIENCE UNDER TINUBU ADMINISTRATION) CHAPTER ONE INTRODUCTION Background of the Study The...More »
Item Type: Project Material | 54 pages | 992 engagements |